As a business owner, you’re wondering what steps you need to take to prepare your business for hurricane season. You want the best for your company but don’t know where to begin. Fortunately, there are ways that you can protect your company and its assets from natural disasters like hurricanes.
Review your insurance policy to make sure you are covered for hurricane damages
If you have been affected by a natural disaster in the past, then you know how terrifying it can be. You may have lost thousands of dollars worth of inventory or incurred physical damage to your building itself. It’s hard enough dealing with these losses without having to worry about getting back on track financially as well but there are things that could help protect yourself during hurricane season this year if needed – consider flood insurance now and get an emergency exit plan ready just in case!
Review your insurance policy so that you are aware of what is and isn’t covered if a hurricane were to hit your area this year. Consider purchasing additional coverage for items like inventory or equipment if they aren’t already included in your current plan; these additions could save you money down the line if a hurricane were ever to strike where you live or work!
Make a list of all the supplies and equipment that you will need in case of an emergency
When it comes time to prepare, many companies aren’t sure how much they should spend on making their building more secure or if they should even bother at all. The truth is that preparing yourself now will save money later when disaster strikes and could help keep employees safe during an emergency too!
There are several things that you can do to make sure your company is ready for whatever Mother Nature throws at it this hurricane season including having enough food and water stored up, so everyone stays fed and hydrated throughout the storm.
Create a plan for what to do if there is an evacuation order, or if power goes out
One of the easiest things that you can do is create a plan of action if an evacuation order is issued or if power goes out during a storm. Create an evacuation plan with all employees so that everyone knows how they should be acting in case of emergency. It’s also important to keep track of any sensitive data or items, such as computers and files, which may be needed after the storm has passed. You should also make sure that insurance policies are up-to-date and include flood coverage because flooding is one of the most common causes of damage caused by hurricanes.
Prepare your employees so they know how to react during a storm
The most important thing that you will need when preparing for hurricane season is an emergency plan for situations like this one. You don’t want employees panicking or not knowing what they should do during extreme weather conditions like these because this could lead to dangerous situations and even more chaos within the workplace environment overall.
Check with your local government about any new safety requirements or restrictions on businesses in high-risk areas
Hurricanes are one of the most devastating natural disasters that can strike any area at any time. The destruction that they cause is often severe, but there are ways for you to protect your company from this devastation.
There are several different actions that can be taken by businesses located in areas prone to hurricanes, including Florida and Texas, as well as other states along the Gulf Coast region and the Atlantic coast. These measures will help ensure that your company stays safe even if a storm does happen to come through while it’s open for business.
Update business continuity plans
Many small businesses do not take the time to create a solid business continuity plan (BCP). This is unfortunate because they often pay dearly when natural disasters strike. A BCP helps you anticipate potential problems before they occur so that your company will continue functioning smoothly during an emergency event.
If you want to discuss your options for business insurance, please call us at 561-732-9305 our quoting hours are Monday through Friday from 8:30 AM to 5:30 PM. In addition, you can request a quote online. Please remember, We Handle All the Work, While You Save!
Robert Macoviak is the President of Oyer, Macoviak and Associates. Oyer, Macoviak and Associates is the oldest independent insurance agency in Boynton Beach and has been in business since 1953. Oyer, Macoviak and Associates are vested members of the community who are committed to doing business face-to-face and being your insurance advocate in times of need.