For many drivers, sufficient auto insurance is a high priority, but paying premiums can definitely put a dent in your budget. If you’re looking for some ways to save money on car insurance without reducing coverage limits, here are 3 easy ways to lower premiums.
Raise your deductible
Your deductible is the amount you pay out-of-pocket when you need to file a claim. Deductibles can range from $100, all the way up to $1000 or more. If you have a plan in place to cover a higher deductible, (perhaps from savings), then you might see a significant reduction in your premium.Take a safe driver course
Take a safe driver course
It’s always good to brush up on safe driving skills, and you will be rewarded with a discount on your auto insurance. Now it’s easier than ever to get this done with some classes being offered online that you can do in the comfort of your home whenever you have some spare time.
Let us provide your homeowners or renters insurance too
The commercials make it seem like this discount is exclusive to a certain company, but we also offer a discount when you have both auto and homeowners insurance through us. If you are using two different companies, but don’t want the hassle of making a change, give us a call. We will do all the work, and you can benefit from the discount.
Check out our article “How to avoid auto insurance claims“.
In an ideal world, it would be great to have thorough automobile insurance coverage at reasonable rates, but sometimes it seems like you have to pick one or the other. We want to help you have the coverage you want, at a price that doesn’t strain your budget. Use some of these tips, and contact us to find out more about saving money on your auto insurance.
Rob Macoviak is the President of Oyer, Macoviak and Associates. Oyer, Macoviak and Associates is the oldest independent insurance agency in Boynton Beach and has been in business since 1953.